What to Look for in a Health Insurance Policy

If you are self-employed or without insurance from your employer – in other words, you’re looking for individual or family health insurance in Texas, you might want to look at the Affordable Care Act insurance, what’s often called Obamacare. However, we want to make you aware of the whole range of individual and family insurance products that Beach Insurance has to offer you.

Two palm trees on a small island on a white background.

Common Mistakes to Avoid When Choosing a Plan

A black check mark in a square on a white background.

A temporary medical insurance plan like short term health insurance may provide:

  • Budget-friendly monthly payments
  • Health care coverage while you search for a long-term option
A black check mark in a square on a white background.

Health Protector Guard fixed indemnity insurance, can supplement your major medical plan by paying cash for eligible, covered medical services, like a doctor visit, a trip to urgent care or a surgical procedure.

  • No deductibles or copays to pay first
  • Benefits are paid regardless of other insurance
  • Money to pay costs not covered by major medical plans, like a deductible


Understanding Premiums, Deductibles, and Copays

Injuries and critical illnesses happen when you least expect them. Those unexpected expenses can strain any budget. Accident insurance critical illness insurance can help by paying cash benefits for covered injuries or illnesses. The Accident Pro series of products, combines accident insurance with critical illness, hospitalization, and accidental death and dismemberment coverage all in one. Some plans are guaranteed issue, meaning your application won’t be turned down for preexisting conditions.